Successful Leaders
Maximising success and simplifying complexity.
As a Successful Leader, you’ve worked hard to build your career, wealth, and lifestyle. But with success comes complexity.
Between business assets, employee share schemes, a growing super balance, and family responsibilities, you know there’s more you could be doing to maximise your income and protect what you’ve built.
Time is your most limited resource. You want to make confident, informed decisions — about tax, investments, risk management, and lifestyle goals — without wasting hours second-guessing yourself.
At Altitude, we partner with executives and business owners like you to simplify the complex, protect your assets, and give you confidence that every dollar is working as hard as you are.
SUCCESSFUL LEADERS
Starting your journey
YOUR GOALS
- Grow your wealth strategically
- Maximise superannuation performance
- Manage tax effectively
- Protect and structure your assets
YOUR CHALLENGES
- Making the most of my high income?
- Is my money working as hard as I am?
- How do I manage finances efficiently?
- Am I set up for retirement?
HOW WE HELP
Clarify your full financial picture and define success.
Structure income, investments, and tax for maximum efficiency.
Build a sustainable wealth strategy for life and retirement.
SERVICES FOR SUCCESSFUL LEADERS
Financial Planning
Investment and super strategies for high-income earners to build and preserve wealth. Insurance and retirement plans evolve with you to protect your lifestyle.
Accounting & Tax
Tailored tax advice for leaders and business owners. From share schemes to trusts and SMSFs, we structure your wealth to minimise tax and maximise growth.
Technology Solutions
Real-time dashboards and clear reporting keep your finances visible and your goals on track. Confident decisions start with complete clarity.
FAQ’S
Questions & Answers for Successful Leaders.
Got questions? We’ve got you covered. Here are some quick answers to help you with the Successful Leaders Stage.
- How can I assess my financial progress with confidence?
It’s natural to question your financial progress. At Altitude, we evaluate your current financial situation and provide a clear understanding of where you stand. By assessing factors like assets, mortgage, and superannuation, we determine if you’re on track to meet your goals. We’ll help you define your desired finish line and make necessary adjustments for a secure financial future.
- How should I prioritise my surplus cash flow?
Balancing financial goals requires careful consideration. While repaying your mortgage and building retirement assets are important, we’ll work with you to create a customised strategy. Our experts will help you find the right balance between mortgage repayment, investments, and superannuation contributions, enabling you to achieve multiple goals simultaneously.
- My super is one of my biggest assets how do I maximise it?
As your superannuation balance grows, optimising its performance becomes crucial. We assist in maximising returns while managing risk based on your comfort level. We guide you in selecting the best superannuation investment strategy. Whether it’s diversifying your investments, adjusting asset allocation, or exploring different investment vehicles, our goal is to ensure that your superannuation is working hard to generate the returns you need for a comfortable retirement.
- I would like to upgrade our home but how will that impact our other goals?
Upgrading or renovating your home is exciting, but it’s essential to consider its impact on your overall financial plan. We analyse your cash flow, repayment timelines, and other goals to determine if the upgrade aligns with your objectives without compromising other financial milestones, such as retirement or investment growth.
- Do I need to review my life insurance?
Life insurance needs change over time, and it’s important to review your policies periodically. We evaluate your circumstances and help you assess if your current coverage aligns with your needs and goals. Our goal is to ensure you have adequate protection while optimising the cost-effectiveness of your coverage.
- Is a holiday home possible?
Owning a holiday home is an appealing idea. We analyse your financial situation and goals to determine its feasibility. By considering factors like cash flow, repayment timelines, tax effectiveness and the impact on other financial objectives, we provide a comprehensive analysis for you to make an informed decision.
- What’s the best investment options, shares, property, or something else?
Your mates might be talking crypto, share trading or flipping properties leaving you feeling like you are missing out. There are always high-risk options or fads that will do well for a period, until they don’t. Investing is about buying real assets that produce income and holding them for a long period of time. It may be boring but investing is about making money so you can have fun and not the other way around. By assessing your risk tolerance and financial goals we can recommend suitable investment strategies. Whether it’s shares, property, or other investment opportunities, we’ll help you develop a diversified portfolio that aligns with your objectives and maximises your long-term wealth accumulation.
- Should I use a trust, company, or SMSF?
Choosing investment structures depends on your specific circumstances, financial goals, tax considerations, and asset protection needs. Our advisers can evaluate your circumstances and provide guidance on the most appropriate investment structure for your situation. Whether it’s a trust, company, or self-managed superannuation fund, we’ll explain the benefits and implications of each option. Supporting you to make an informed decision that aligns with your overall financial strategy.
- Where should I invest surplus cashflow—personal, partner, or entity?
Deciding where to allocate surplus cashflow isn’t just about returns—it’s about strategy. Should you invest personally, through your partner, or via your business entity? Each option has unique tax implications, asset protection benefits, flexibility for accessing funds, and long-term planning impacts.
Key considerations:
- Tax efficiency and available concessions
- Asset protection from personal or business risks
- Flexibility for withdrawals and reinvestment
- Alignment with retirement and succession goals
The right approach depends on your circumstances and objectives. At Altitude Advisers, we model the options, quantify tax impacts, and help you choose the structure that maximises wealth and minimises risk.
- What are the benefits of year-end tax planning with an accountant?
Year-end tax planning helps you make and implement timely decisions before the financial year closes. Key benefits include:
- Maximising deductions: Identify eligible expenses and strategies to reduce taxable income and reduce tax payable.
- Strategic timing: Bring forward or defer income and expenses or the sale of investment assets to optimise your position.
- Super contributions: Effectively maximise super contributions whilst ensuring contribution caps aren’t exceeded.
- Division 7A loan management: Ensuring minimum repayments are met by way of cash repayment or declared dividends that consider the shareholders overall tax position.
- Trust Distributions: Deciding and documenting how to tax effectively distribute the profits of your trust as required prior to 30 June.
- Managing cash flow: Plan for tax liabilities so there are no surprises.
- Avoiding costly mistakes: Stay compliant with changing tax rules and super contribution caps.
Every business and individual situation is different, so tailored advice is essential. Speak with an accountant at Altitude Advisers to ensure you’re meeting compliance obligations and making the most of every opportunity before year-end.
- Why use a bookkeeper—and what are the benefits?
Managing your books takes time, accuracy, and attention to detail. A professional bookkeeper ensures your records are up-to-date, compliant, and ready for decision-making—so you can focus on growing your business instead of chasing receipts.
Key benefits:
- Accuracy & compliance: Reduce errors and stay ATO-compliant.
- Time savings: Free up hours for what matters most—your business.
- Cashflow clarity: Real-time insights into income, expenses, and profitability.
- Better decisions: Reliable data for planning and growth.
- Stress reduction: Avoid last-minute tax-time chaos.
- Seamless collaboration: Bookkeepers and accountants working together means smoother processes, fewer headaches, and better outcomes for you.
At Altitude Advisers, we partner with trusted bookkeeping professionals to ensure your financial records integrate seamlessly with your accounting and tax strategy. This collaboration gives you peace of mind, better insights, and more time to focus on success.
Ready to streamline your finances? Talk to our team today and let us connect you with the right experts.
YOUR TEAM
Meet Your Director:
Adam Hurwood
As leader of the Financial Planning team, Adam loves helping people achieve their goals. His main focus is on assisting high income earners build wealth and for his high net wealth and retiree clients to preserve their assets and enjoy their well earned retirement.
Qualifications
Bachelor of Commerce, University of Queensland
Graduate Diploma of Financial Planning, Securities Institute (now FINSIA)
CERTIFIED FINANCIAL PLANNER®, Financial Planning Association
Certificate in Applied Tax, Tax Institute of Australia
Experience
Assisting clients with their financial planning needs since 1999
Authorised representative (Financial Adviser) since 2000
Director/Partner of Accounting and Financial Planning firms since 2007
Specialty
Leading high-earning executives and business owners navigating complexities and future planning.
YOUR TEAM
Meet Your Director:
Brett Moxey
Starting as a graduate in 2005, Brett is now one of two Financial Planning Directors. Brett’s main goal is to provide exceptional financial advice to clients and help them achieve a worry-free retirement. He loves problem-solving and ensuring his clients’ financial futures are secure. Brett is a Certified Financial Planner® professional, meeting extensive training and experience requirements and committing to the highest ethical standards that put his clients’ interests first. Brett is also a member of the Financial Advice Association of Australia (FAAA), standing with Australians for a better financial future. Outside of work, Brett loves hiking, mountain biking, and spending time with his family, including his kids’ sports such as basketball, gymnastics, and touch football.
Qualifications
Bachelor of Commerce (Financial Planning & Accounting), Griffith University
Graduate Diploma of Financial Planning, FINSIA (now Kaplan)
CERTIFIED FINANCIAL PLANNER®, Financial Planning Association
Experience
Over 10 years of experience in financial planning
Authorised representative since 2009
Completion of the FPA Life Risk Specialist course
Specialty
Guiding successful business owners, professionals, and retirees on structuring and optimising significant wealth for long-term success.
YOUR TEAM
Meet Your Director:
Jeff Little
Jeff has been working in accounting with Altitude since 2012. He enjoys helping clients build better businesses by providing comprehensive tax advice and support, working closely with our Accounting and Financial Planning teams. As a sounding board for profit, people, and process challenges, Jeff aligns tax and business advice with advice from our financial planning team to meet unique client needs.
He loves sharing his knowledge with clients and working with our financial advisers. Jeff is an avid Lions fan and enjoys park runs. With Jeff’s expertise, clients can make confident business decisions and secure their financial future.
Qualifications
Bachelor of Commerce (Accounting), University of Queensland
Associate of the Institute of Chartered Accountants Australia and New Zealand
Chartered Tax Advisor, Taxation Institute of Australia
Experience
Assisting clients with their accounting needs since 2001
Chartered Accountant (CA) since 2011
Chartered Tax Adviser (CTA) since 2016
Director/Partner of Accounting and Financial Planning firms since 2016
Treasurer of the Australasian Academy of Podiatric Sports Medicine since 2014
Speciality
Advising high-earning executives and business owners on navigating financial complexities and future planning.
YOUR TEAM
Meet Your Team:
Adam Camac
Adam’s goal is to provide clients with sound financial advice and make informed decisions, save time and assist with complexity. He provides holistic advice that can incorporate investments, superannuation and self-managed super funds (SMSF), retirement planning, family trust and company structures, salary sacrifice, corporate share plans, insurance, projections and goal tracking.
Qualifications
Bachelor of Business (Banking & Finance), Queensland University of Technology
Graduate Diploma in Applied Finance, FINSIA/Kaplan
Diploma of Australian Taxation Law, Tax Institute Australia
CERTIFIED FINANCIAL PLANNER® (CFP®), Financial Planning Association
Registered Tax (Financial) Adviser, Tax Practitioners Board
Experience
Over 16 years experience in financial planning
Authorised Representative since 2012
Specialty
Helping high-income earners and retirees optimise structures and secure long-term financial freedom.
YOUR TEAM
Meet Your Team:
Janik Hrabovcak
Since starting at Altitude in 2008, Janik has been able to acquire a higher level of technical knowledge around financial strategies, Superannuation, Centrelink benefits, investments and insurance. He specialises in Financial/Strategy Projections and is able to accurately quantify what you need to achieve (i.e. save, spend or invest …) in order to accomplish your financial and lifestyle goals. He enjoys putting together effective strategies so that his clients can “Live for the now, but not sacrifice the future.” When not hard at work, Janik enjoys spending his spare time with his family.
Qualifications
Bachelor of Commerce (Financial Planning), Griffith University
Graduate Diploma of Financial Planning, Kaplan
Experience
Assisting clients with their financial planning needs since 2008
Speciality
Empowering individuals to grow and protect their wealth through smart strategies.
YOUR TEAM
Meet Your Team:
Matthew Ramsay
Matt is the Accounting Manager at Altitude, supporting executives, business owners and international clients with complex tax and financial matters.
He specialises in clients with larger structures and multi-jurisdictional tax affairs, including residency considerations and the interaction between the Australian tax system and overseas regimes such as those in the United States and United Kingdom.
Matt works closely with clients to manage tax obligations efficiently while removing the administrative burden that often accompanies complex financial affairs. He also supports business clients with budgeting, cashflow and tax planning as part of broader performance and strategy discussions.
Outside of work, Matt spends most of his time with his two daughters or working through projects around the house. He also enjoys tinkering with cars — an activity that can be equally satisfying and frustrating depending on the repair.
Qualifications
Bachelor of Business (Accountancy), Queensland University of Technology
Experience
Assisting clients with their accounting needs since 2007
Speciality
Advising high-earning executives and business owners on navigating financial complexities and future planning.
INSIGHTS
Knowledge that moves you forward.
From tax strategies to wealth planning to technology tips, our insights are practical, relevant, and designed to help you make smarter decisions at every stage of life.
EXPLORE INSIGHTS THAT MATTER
Federal Budget 2026 – Personal Tax Cuts: Tax Brackets and the New Working Australians Tax Offset
Successful Investment: 3 approaches to building your investment portfolio safely
The Essential Eight: A Practical Foundation for Business Cyber Security
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